Struggling with Debt

A Consumer is considered to be over indebted if the money available after payment of essential expenses is not enough to pay all other debt.

We will assist you as follows

Reduce debt repayments
Avoid legal action
Avoid being blacklisted
Make affordable monthly repayments
Avoid losing your home or car
Deal with credit providers for you
Take home more of your salary
Guaranteed results

Our role is to facilitate this process with all your credit providers and with the credit bureaus.
As debt counsellors we have an excellent relationship with the Credit Industry which allows for a more streamline negotiating and restructuring process. You will be kept updated of progress vis sms and email.

Herewith some indicators of over-indebtedness
A consumer is over-indebted when he/she cannot service all his/her debts in a timely manner as agreed in the credit agreements;
You use your credit card and overdraft facilities to pay debts;
You take out a loan to pay a loan;
You are in arrears with your child’s Statutory School Fees;
You skip payments on some accounts in order to pay others because you cannot keep up;
You cannot pay your bills at the end of the month;
You receive letters and summons from creditors and /or lawyers;
You receive sms and calls from Collection Agents