A Consumer is considered to be over indebted if the money available after payment of essential expenses is not enough to pay all other debt.
Reduce debt repayments
Avoid legal action
Avoid being blacklisted
Make affordable monthly repayments
Avoid losing your home or car
Deal with credit providers for you
Take home more of your salary
Our role is to facilitate this process with all your credit providers and with the credit bureaus.
As debt counsellors we have an excellent relationship with the Credit Industry which allows for a more streamline negotiating and restructuring process. You will be kept updated of progress vis sms and email.